money — Blog Entries — Ladysplaining

Preparing for an "OOPs"

Trust me. You need to save ahead for medical expenses, especially if you have a high deductible healthcare plan.

SavingSarah Catherine GutierrezAugust 31, 2020financialplanning, healthcare, outofpocket, deductible, coinsurance, womenandmoney, women, money, financial

5 Things to Know Before You Open Your Retirement Account

If you’re thinking that it’s time to open your retirement account, great! Just make sure you’ve considered these five factors before taking the plunge.

(And if you’re not, there’s no better time than now to start thinking about opening a retirement account, right?)

SavingSarah Catherine GutierrezAugust 11, 2020money, retirement, retirement plans, retirement account, investments, automationComment

This is how you're going to start an emergency fund.

So you’re going to build an emergency fund and give yourself the freedom of choice. Let me tell you how you’re going to use the power of automation to reach your savings goal without breaking a sweat.

SavingSarah Catherine GutierrezJuly 2, 2020emergency fund, savings, cash flow management, savings goal, money, psychology of money, financialplanning, finances

This is why you should start an emergency fund today.

Avoid the golden handcuffs and give yourself the freedom to live the life you want—all by starting an emergency fund today.

SavingSarah Catherine GutierrezJune 30, 2020emergencyfund, financialplanning, women and money, your money or your life, cash flow management, money

Decisions, Decisions, Decisions: Initial thoughts on the Stimulus Bill

The largest financial bill ever passes through the Senate and heads to the House. Ladysplaining a few relevant elements and the decisions that need to be made around them. Bonus item: student loans. What to do with recent federal action.

SavingSarah Catherine GutierrezMarch 26, 2020stimulus, money, women and money, financial planning, coronavirus, COVID-19, finances

My Money or My Life

Amidst the pain and uncertainty around a global pandemic and volatile stock market, life lessons from a quarantine.

SavingSarah Catherine GutierrezMarch 24, 2020women and money, financial planning, finances, your money or your life, values clarification, money, psychology

What To Do In a Market Downturn

The stock market is causing you to be stressed. The quarantine is causing you to be bored. A recipe to doing something you might regret. Let me give you 9 things you can do to actually make things better.

InvestingSarah Catherine GutierrezMarch 14, 2020stock market, downturn, financial planning, coronavirus, women and money, money, psychology of money, investments

A delay in your retirement plan doesn't mean you have to wait to save.

Delays on retirement plans can be a killer for saving. Avoid lifestyle creep and automate your own savings during that waiting period to join the plan. Here’s why.

SavingSarah Catherine GutierrezJanuary 23, 2020finances, women, money, financial planning, retirement plans, retirement, saving, save10